It is a good thing that you found this article. Why? Because, when you first get a computer and hook up to the internet, no one magically appears to teach you online shopping safety. Exercising shopping safety online is not a secret, but it is not publicized either. If you are going to use the internet to shop for anything, there are three things you need to understand to protect yourself, and your computer.
- Understand the online shopping risks.
There are sites out there that exist primarily to spread malware, viruses, and spyware, all of which can destroy your computer, steal your information, or both. Opening links and downloading anything are the riskiest of actions you can take online. Online shopping is a particularly risky activity because you will at some point by entering your credit card
Is online shopping safe? For the most part, yes, so you can put to bed your worries that every time you enter your credit card information, a hacker is watching and rubbing his or her hands together gleefully. Over 60% of consumers shop online, and most experiences are positive and safe.
That said, you need to be a smart consumer, like with anything. If you never check your restaurant bill, you might not realize the same place is charging you for an extra drink every time you visit. Similarly, you need to stay aware when you are shopping online in order to keep both your personal and financial information safe. Here is our three point guide to online shopping safety.
1. Look for a Secured Site
Did you know that when a website starts with https rather than http, this indicates it
Is online shopping safe?
The answer to that question depends on which company you are purchasing from. In the matter of just a month, billions of dollars will be spent on Ecommerce. What this means for you is an unprecedented amount of convenience is available when it comes to purchasing goods or services, but also that there will be scammers looking to take advantage of it.
When it comes to safe online shopping, there are a few different ways to make sure that your money is going exactly where you are led to believe it is. Safe online shopping has a list of benefits which seems to never end, such as unbelievable bargains, a dizzying variety of selection, fast shipping, and ease of purchase. Safety online can be guaranteed if you know what to look for in an online vendor.
The Ecrime report of 2011
If you wondering, “is online shopping safe,?” don’t worry, the short answer is yes. However, it is important to note that there are inherent online shopping risks. Therefore, when shopping online it is essential to consider some online shopping safety tips.
The first basic rule of safe online shopping is to always use your credit card and never your debit card. Should someone obtain your credit card number and make fraudulent charges it is very easy to dispute these charges with your credit card provider and you likely won’t have to pay.Most credit card companies actually offer automatic identity theft protection. In the case of a debit card, however, things are a bit more tricky as the money is taken right out of your account once someone makes a purchase. You can likely dispute the charge, of course, but it might take some time before the bank puts the stolen money back into your account which can be highly problematic, especially if someone has racked up thousands of dollars in fraudulent charges.
Also, be careful about purchasing things over public networks, like on public WiFi. When you enter your credit card information into sites over public internet connections, your personal information is much more vulnerable to hackers. Therefore, it can be a good idea to limit online shopping to private, secure networks. On a similar note, also be wary of making purchases on public computers, like at the library. This also makes your personal information more vulnerable to theft.
And of course, when shopping online it is a good idea to follow some basic safety online guidelines. First of all, absolutely never give out your social security number online. And of of course, only frequent reputable websites. When you visit websites that are unsecured, you put your computer at greater risks for viruses and yourself at greater risk for fraud. Overall, however, with a few safety tips and some common sense online shopping can be safe and secure.