What You Need to Consider Before Purchasing an Engagement Ring

jewelry insuranceAre you planning on getting engaged? Congratulations! Here’s to the best years of your life! Now, in order to pop the question, you’re going to need that shiny piece of jewelry to ask your future spouse with.

There are a few things you need to consider before picking out the ring of your significant other’s dreams. Let’s take a look at a few of them.

Shape and Style
Before you can even think about what kind of diamond you want to get the love of your life, you need to know what kind of ring they’re going to want. Ask your significant other what they’re looking for, or ask their friends and family to investigate if you’re trying to keep it quiet. If you don’t want to bring anyone into the surprise, pay attention to the type of jewelry they wear and look at. That’s usually a pretty good indication of the type of shape they might want. The shape they want will determine the actual geometry of the stone, as opposed to the cut. The cut relates to the angles or facets of the stone itself.

Planning Ahead
Keep in mind that once your order the ring you want, it usually takes jewelry stores about six weeks for the ring to be ready for pickup. This is important to know because if you plan to pop the question relatively quickly, make sure you’ve picked up your diamond jewelry ahead of time. If you plan to work with custom wedding rings, keep in mind that it might take a longer time for the piece to be ready instead of the standard six weeks. It’s all about planning!

Jewelry Insurance
Face it, you’re probably going to be spending a lot of money when you buy a ring for your future spouse. In fact, the average price for an engagement ring is about $5,598. You may be able to keep the price tag for your handcrafted jewelry under a certain amount, but when it comes down to it, you’re going to be seeing a hefty bill. Getting jewelry insurance for the piece will ensure that if something does happen to the ring before you’re able to propose with it, you’ll be protected. It’s also a good idea to have the jewelry insurance in case your significant other loses it or it gets damaged once they receive it. You don’t want all that money spent to go to waste!

Proposing to your future spouse can be extremely exciting! Keep the tips listed above in mind when shopping to get the best bang for your buck and to make your spouse the happiest person ever.

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